Paying Traffic Fines with Najm and Absher in KSA

One of the most common misunderstandings among new residents and even long-time drivers in Saudi Arabia is where traffic fines are actually paid. Many people assume Najm is the place to settle violations because it deals with cars and accidents. In reality, Najm and fine payments are two completely separate things. This guide from Saudi Living clears up the confusion and walks you through exactly how to check, dispute, and pay a traffic fine in the Kingdom, along with how to keep more money in your pocket through the early-payment discount.

What Najm actually does (and what it doesn't)

Najm is the body responsible for documenting and reporting traffic accidents and enabling insurance claims. If you have a collision, Najm attends the scene, records the details, assigns fault, and issues an official accident report you can use for insurance and traffic procedures.

• Najm does not charge accident parties any service fee for documenting or handling an accident.
• Najm accident reports can be reissued and printed whenever you need them.
• Najm is not a channel for paying traffic violations — you cannot settle a Saher fine there.

So keep the roles clear: Najm is for accidents and insurance paperwork, while fines are paid through the channels below.

Where traffic fines are really paid

There are two reliable ways to pay a Saudi traffic violation:

• Absher — the main government e-services portal for residents and visitors to check, dispute, and pay violations online.
• Your bank via SADAD — through your bank's mobile app, online banking, or an ATM under Government Payments.

How to pay a fine through Absher

Absher is usually the simplest route because it shows all your violations in one place and lets you pay instantly:

• Log in to Absher using your digital ID.
• Go to Services → Traffic → Pay Violations.
• Review each violation, including the amount and details.
• Select the violation(s) you want to settle and complete the payment.

Inside Absher you can pay using a bank-linked SADAD payment, a credit card, or a mada card. Once paid, the violation is cleared from your record.

Paying through your bank with SADAD

If you prefer your banking app, you can pay the same fines through SADAD:

• Open Government Payments → Traffic Violations in your bank app, online banking, or ATM.
• Use the SADAD biller code for traffic violations: 093.
• Enter your identifier — usually the violation number or iqama number. Some bank flows let visitors use a border number.
• Confirm the amount and complete the payment.

The 25% early-payment discount

The traffic system rewards drivers who pay quickly. Paying within the early-payment window gives you a meaningful reduction:

• A standard 25% discount applies when you pay within the early window.
• The typical window referenced is 30 days from when the violation is registered.
• After that window closes, the full fine amount applies.

Because these windows and figures can change, always confirm the current discount and deadline on Absher before you pay.

Disputing a violation and extending the deadline

If you believe a fine was issued in error, you have the right to object:

• Traffic violations can be disputed in Absher within 30 days from the date the violation is registered.
• If the objection period has already passed, you may request a payment-deadline extension.

To request an extension, certain conditions must be met: the violation must have exceeded the 30-day objection period, the request must be submitted within 15 days after that period ends, and you must have a digital ID on Absher. The steps are:

• Log in to Absher.
• Go to Services → Traffic → Extending Deadline for Paying Traffic Violations.
• Review the terms and submit your request.

Quick tips to avoid surprises

• Check Absher regularly so you catch new violations while the discount window is still open.
• Keep your Najm accident reports separate in your records — they're for insurance, not fine payments.
• Verify any specific fees, discounts, or deadlines directly on Absher, as these can be updated by the authorities.

---

Stay updated with the latest news, events, sports updates, business insights, real estate and lifestyle stories on Saudi Living — the leading online platform for residents, expats, and visitors in Saudi Arabia.

Follow Saudi Living for daily updates:

• Instagram - @saudiliving
• X - @saudiliving
• Facebook - @saudiliving
• YouTube - @saudiliving