Consumer spending in Saudi Arabia has reached 170.5 billion SAR, combining ATM withdrawals, point-of-sale transactions, and SADAD payments. The figure represents a 4.2% increase year-on-year, but a 8.6% decline compared with the previous month, pointing to softer recent demand alongside continued annual growth.
Monthly spending levels through early and mid-2026 have varied. February 2026 recorded 133.5 billion SAR, up 8% year-on-year, while March 2026 reached 150.1 billion SAR, supported by a 28% surge in e-commerce. June 2026 stood at around 130.14 billion SAR, a 6% annual rise.
Within the latest total, point-of-sale sales in recent months ranged between 59.9 and 66.1 billion SAR, ATM withdrawals were near 43.2 billion SAR, and e-commerce via Mada cards came in around 30.4 to 35.4 billion SAR. In the first quarter of 2026, total spending through official payment channels reached 425 billion SAR, up 6.8% year-on-year.
Why it matters
The numbers reflect a clear structural shift for residents and businesses: spending is moving steadily away from cash withdrawals toward cashless payments and online shopping. E-commerce via Mada cards has been growing by roughly 28% to 46% year-on-year in recent months, and overall spending in the year to April 2026 rose about 9% to 10% in nominal terms.
Weekly data show spending peaks around salary periods and seasonal occasions, including 16.1 billion SAR in weekly point-of-sale transactions during early Ramadan in March 2026, with mid-August 2026 weekly point-of-sale spending near 14.19 billion SAR. For shoppers in Riyadh, Jeddah, and beyond, the trend signals wider adoption of digital payment options and a stronger e-commerce market.
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