How to Pay Electricity & Water Bills Online in Riyadh

Here's how to pay electricity and water bills online in Riyadh in a couple of minutes — no branch visit, no queue. Your electricity comes from the Saudi Electricity Company (SEC) and your household water from the National Water Company (NWC), and both let you pay directly through their own apps, through your Saudi bank app via SADAD, or with mada, a credit card, or Apple Pay. This guide walks you through the platforms, the fees, and the deadlines you need to watch so your supply is never cut — whether you're a Saudi national or an expat.

How to pay your electricity bill (SEC) online

SEC gives you several ways to settle an electricity bill. All you really need is your electricity account number (printed on your bill) or your registered national ID / Iqama number.

Option 1 — The SEC app or website

1. Open SEC's "View and Pay Bill" service in the Saudi Energy / SEC application or on the SEC website.
2. Enter your electricity account number, or your registered national ID / Iqama number.
3. Review the amount due and the billing period.
4. Pay by mada, credit card, or Apple Pay and download your electronic receipt.

Option 2 — Your bank app via SADAD

1. Open your Saudi bank application and go to SADAD bill payments.
2. Select SEC as the biller — the commonly listed SEC SADAD biller code is 002.
3. Enter your electricity account number.
4. Confirm the amount and pay. The receipt is saved in your bank app history.

Internet banking and ATMs support the same SADAD flow, so you can pay from a cash machine if you prefer.

How to pay your water bill (NWC) online

Water in Riyadh is handled by the National Water Company. Your bill shows an invoice reference number — keep it handy.

Option 1 — The NWC app or electronic branch

1. Sign in to the NWC electronic branch or the NWC mobile application.
2. Open your bill and review the invoice details.
3. Pay through the available electronic payment method and download the receipt.

The official electronic-payment service is listed as free — you only pay the bill amount itself, which depends on your consumption and any applicable service charges.

Option 2 — Your bank app via SADAD

1. Open your Saudi bank app, internet banking, ATM, or telephone banking and go to SADAD.
2. Select NWC — the listed biller code is 138.
3. Enter your invoice reference number and confirm payment.

Deadlines: when are the bills actually due?

This is the part most people get wrong. Here's the short version:

• Electricity (SEC): the bill is generally due on the 28th day of the Gregorian month following issuance. So a bill issued in May is typically due by 28 June.
• Water (NWC): the exact due date is printed on your invoice. Check the NWC electronic branch or app for your current bill status and any notices rather than assuming a fixed date.

If you're new to Riyadh, set a monthly reminder for around the 25th — that gives you a few days' buffer before the electricity deadline and keeps you ahead of the water invoice.

What happens if you don't pay?

You won't lose power the moment a bill is late. For electricity, supply disconnection is generally restricted to cases involving three consecutive unpaid bills or arrears exceeding SAR 1,000, and only after notices and a minimum period from the bill's issuance. That said, don't treat it as a grace period — late balances pile up quickly, and reconnection after a cut is an unnecessary hassle.

For water, keep an eye on the NWC app for any disconnection notice tied to your account, since the invoice and its status are the source of truth.

What the bills actually cost

Your monthly total is made up of two things: a fixed service charge and your actual consumption.

• Electricity meter-service fee: varies by breaker capacity, commonly ranging from SAR 10 to SAR 30, before 15% VAT.
• Electricity consumption: charged on the applicable tariff according to how much you use — this is usually the largest part of a summer bill when the AC runs non-stop.
• Water: the bill amount depends on consumption and applicable service charges; the electronic payment itself is free.

Keeping your receipts

After any payment — via the SEC app, the NWC app, or your bank's SADAD service — you can download an electronic receipt from the platform or channel you used. Save these: landlords and property agents in Riyadh sometimes ask for proof of paid utilities when you move out or renew a lease.

Quick recap: the fastest way to pay

• Electricity, fastest: SEC app → View and Pay Bill → mada / Apple Pay.
• Electricity, via bank: SADAD → SEC (biller code 002) → account number.
• Water, fastest: NWC app / electronic branch → pay → download receipt.
• Water, via bank: SADAD → NWC (biller code 138) → invoice reference number.

FAQs

Can I pay my Riyadh electricity bill without the account number?

Yes. In the SEC "View and Pay Bill" service you can look up and pay using your registered national ID or Iqama number instead of the electricity account number.

Do I use Absher or Muqeem to pay utility bills?

No. Absher, Muqeem, Qiwa, Najiz and Tawakkalna handle government and labour services, not your monthly electricity and water. You pay utilities through the SEC and NWC apps or through SADAD in your bank app.

What is the SADAD biller code for SEC and NWC?

The commonly listed SADAD biller code for SEC electricity is 002, and for NWC water it is 138. Select the biller in your bank app and enter your account or invoice reference number.

When is my electricity bill due in Riyadh?

Electricity bills are generally due on the 28th day of the Gregorian month following issuance. Your water due date is printed on the NWC invoice, so check the app or electronic branch for the exact date.

Will my power be cut if I miss one bill?

Not usually. Disconnection is generally restricted to cases of three consecutive unpaid bills or arrears over SAR 1,000, and only after notices. It's still best to pay on time to avoid balances building up.

Do I pay any fee to settle bills online?

The NWC electronic-payment service is listed as free. For electricity, you pay the meter-service fee (commonly around SAR 10 to SAR 30 before 15% VAT) plus your consumption — the online payment channel itself doesn't add a separate charge.

Can expats pay utility bills the same way as Saudi nationals?

Yes. The SEC and NWC apps, the bank SADAD route, and card or Apple Pay payment all work the same way whether you use a national ID or an Iqama number.

Settling your utilities is just one part of running a home here. If you're setting up a new place, browse the latest Saudi Arabia properties listings on Saudi Living to find your next flat in Riyadh.

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