Saudi Central Bank Governor Ayman Al-Sayari said the Kingdom's economy remains resilient despite regional tensions, pointing to substantial financial reserves, prudent economic policies, and the institutional capacity to respond quickly to changing conditions.
the country's banking sector continues to be well-capitalized and highly liquid, giving the financial system a solid foundation to withstand external pressures.
Recent banking indicators underline that strength. As of June 2026, the liquidity coverage ratio stood at 170%, the capital adequacy ratio reached 20.9%, and the net stable funding ratio was recorded at 114.6% — all comfortably above the levels typically required for a stable banking environment.
On the reserves side, the Saudi Central Bank reported reserve assets of SAR 1.86 trillion as of March 2026, offering a significant buffer that supports overall economic stability.
Why it matters
For residents and expats alike, a resilient economy and a strong banking system translate into greater confidence in day-to-day financial life — from the stability of salaries and savings to the reliability of banking services and lending. Healthy capital and liquidity levels mean banks are better positioned to keep serving households and businesses even during periods of regional uncertainty.
The remarks reinforce the broader picture of a financial system built to absorb shocks while continuing to support economic activity across the Kingdom.
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